Minnesota

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Maple Grove, Minnesota CD Rates – 18-Month

You are viewing rates from banks across Maple Grove





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Maple Grove, Minnesota . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Maple Grove, MN - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.00% → 4.25%

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.85% → 3.70% → 3.80% → 3.66% → 3.45%

Rate History: 3.58% → 3.55% → 3.05%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 1.00% → 2.51% → 1.50% → 1.25%

1.05%

$100,000

23.71

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| Mar 29, 2017

my ira Read More

0.90%

$10,000

15.37

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0.90%

$10,000

23.64

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0.85%

$10,000

23.71

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0.80%

$1,000

23.36

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0.75%

$10,000

11.27

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| Feb 4, 2021

Yes Read More

0.75%

$10,000

24.38

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0.70%

$100,000

23.53

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0.70%

$100,000

17.57

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0.60%

$2,500

20.75

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0.60%

$10,000

9.33

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0.60%

$10,000

23.53

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0.60%

$10,000

17.57

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| Feb 4, 2021

Yes Read More

0.55%

$100,000

17.43

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0.50%

$100,000

24.98

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0.50%

$10,000

17.43

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0.45%

$1,000

23.67

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0.45%

$10,000

11.99

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0.45%

$10,000

24.98

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0.45%

$10,000

23.25

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0.40%

$100,000

14.75

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0.40%

$10,000

18.57

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0.40%

$10,000

19.34

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0.35%

$250

13.85

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0.35%

$10,000

14.75

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0.35%

$10,000

19.15

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0.35%

$10,000

13.56

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0.30%

$100,000

14.75

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0.30%

$10,000

14.20

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0.30%

$10,000

16.06

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0.30%

$10,000

19.15

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0.30%

$10,000

22.37

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

14.75

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0.25%

$10,000

18.96

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0.20%

$10,000

14.75

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0.18%

$10,000

14.75

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0.17%

$10,000

14.75

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

14.75

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0.13%

$100,000

14.75

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0.10%

$10,000

14.75

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0.09%

$10,000

14.75

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.01%

$10,000

19.22

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
Wells Fargo Bank, National Association
Saint Michael Branch
900 Central Ave E Saint Michael MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Center National Bank
Center National Bank Branch
15705 37th Ave North Plymouth MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
PrinsBank
Champlin Branch
12011 Business Park Boulevard North Champlin MN
First Bank Elk River
The First National Bank Of Elk River Branch
812 Main Street Elk River MN
Alliance Bank
St Paul Branch
55 E Fifth St, Suite 115 Saint Paul MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
Neighborhood National Bank
North Branch
5481 St. Croix Trail North Branch MN
Pine River State Bank
Burns Township Branch
8141 Viking Blvd Nw Elk River MN
Farmers & Merchants Savings Bank
Lino Lakes Branch
7641 Lake Drive Lino Lakes MN
Drake Bank
Drake Bank Branch
60 Plato Boulevard, Suite 100 Saint Paul MN
Think Mutual Bank
St. Paul Branch
400 Robert St N Saint Paul MN
Farmers State Bank of Hamel
Corcoran Detached Facility Branch
County Road 116 And County Road 10 Corcoran MN
The Bank of Elk River
Zimmerman Office Branch
26319 2nd St. E Zimmerman MN
CorTrust Bank National Association
Brooklyn Park Office Branch
9600 Colorado Lane Brooklyn Park MN
Think Mutual Bank
St. Paul Branch
400 Robert St N Saint Paul MN
Farmers State Bank of Hamel
Corcoran Detached Facility Branch
County Road 116 And County Road 10 Corcoran MN
Farmers & Merchants Savings Bank
Lino Lakes Branch
7641 Lake Drive Lino Lakes MN
Community Resource Bank
Roseville Branch
1501 West County Road C Roseville MN
MidCountry Bank
Minnetonka Branch
14617 Highway 7 Minnetonka MN
Community Resource Bank
Roseville Branch
1501 West County Road C Roseville MN
First Farmers & Merchants National Bank
St. Paul Branch
332 Minnesota Street Saint Paul MN
Citizens Community Federal National Association
Brooklyn Park Branch
8000 Lakeland Ave Brooklyn Park MN
MidCountry Bank
Minnetonka Branch
14617 Highway 7 Minnetonka MN
Coulee Bank
Highland Park Branch
742 Grand Avenue Saint Paul MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
First National Bank
Plymouth Branch
13605 27th Avenue North Plymouth MN
Highland Bank
Maple Grove Branch
13370 Grove Drive Maple Grove MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
MidWestOne Bank
Elk River - Branch 29
18233 Carson Court Nw Elk River MN
Security State Bank of Marine
Forest Lake Branch
21450 Forest Blvd Forest Lake MN
First National Bank
Plymouth Branch
13605 27th Avenue North Plymouth MN
First State Bank and Trust
St. Andrews Village Branch
240 East Avenue Mahtomedi MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Old National Bank
Wayzata Branch
135 Central Avenue North Wayzata MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Frandsen Bank & Trust
Forest Lake Branch
2001 West Broadway Avenue Forest Lake MN
Bank of America, National Association
Lake Calhoun Branch
2700 Hennepin Ave S, Suite 101 Minneapolis MN
Associated Bank, National Association
Plymouth West Branch
4305 Peony Lane North Plymouth MN


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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